407 N 4th Street Effingham, IL 62401
Listing Courtesy of: Central Illinois Board of Realtors / Listed By: Kevin Gouchenouer, Century 21 Realty Concepts

  407 N 4th Street Effingham, IL 62401

Active (2 Days)
$275,000 (USD)
3
BED
3
BATH
2,508
SQFT

Description

Well-Maintained All-Brick Ranch in a Great Location!
Take a look at this well-maintained all-brick ranch offering 2,508 square feet of living space, 3 bedrooms, and 2.5 baths. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting place to relax. The full unfinished basement offers plenty of room for storage or the opportunity to create additional living space, complete with a second wood-burning fireplace. The oversized 2-car garage offers convenient access from either 4th Street or Banker Street. Additional features include two furnaces, two hot water heaters, and a new roof in 2024. All of this in a great location with easy access to downtown amenities. Solid construction, plenty of space, and a location that's hard to beat!

MLS #:
6261674
Taxes
$3,783(2025)
Lot Size
0.32 acres
Type
Single-Family Home
Year Built
1966
Style
Ranch
School District
Effingham Dist. 40
County
Effingham County
Community
County Clerk Sub

Listed By

Kevin Gouchenouer, Century 21 Realty Concepts
Source
Central Illinois Board of Realtors
Last checked Nov 4 2026 at 10:41 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Dishwasher
  • Dryer
  • Range
  • Refrigerator
  • Washer
  • Laundry: Main Level
  • Gas Water Heater
  • Fireplace
  • Oven
  • Windows: Replacement Windows
  • Paneling/Wainscoting
  • Main Level Primary
  • Bath In Primary Bedroom
Subdivision
  • County Clerk Sub
Property Features
  • Fireplace: 2
  • Fireplace: Wood Burning
  • Foundation: Basement
Heating and Cooling
  • Gas
  • Central Air
Basement Information
  • Unfinished
  • Full
Exterior Features
  • Roof: Shingle
Utility Information
  • Utilities: Water Source: Public
  • Sewer: Public Sewer
Parking
  • Attached
  • Garage
Stories
  • 1
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by C21 Realty Concepts and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Illinois Board of Realtors. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/4/26 02:41