


407 N 4th Street Effingham, IL 62401
Description
6261674
$3,783(2025)
0.32 acres
Single-Family Home
1966
Ranch
Effingham Dist. 40
Effingham County
County Clerk Sub
Listed By
Central Illinois Board of Realtors
Last checked Nov 4 2026 at 10:41 AM GMT+0000
- Full Bathrooms: 2
- Half Bathroom: 1
- Dishwasher
- Dryer
- Range
- Refrigerator
- Washer
- Laundry: Main Level
- Gas Water Heater
- Fireplace
- Oven
- Windows: Replacement Windows
- Paneling/Wainscoting
- Main Level Primary
- Bath In Primary Bedroom
- County Clerk Sub
- Fireplace: 2
- Fireplace: Wood Burning
- Foundation: Basement
- Gas
- Central Air
- Unfinished
- Full
- Roof: Shingle
- Utilities: Water Source: Public
- Sewer: Public Sewer
- Attached
- Garage
- 1
Estimated Monthly Mortgage Payment
*Based on Fixed Interest Rate withe a 30 year term, principal and interest only
Take a look at this well-maintained all-brick ranch offering 2,508 square feet of living space, 3 bedrooms, and 2.5 baths. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting place to relax. The full unfinished basement offers plenty of room for storage or the opportunity to create additional living space, complete with a second wood-burning fireplace. The oversized 2-car garage offers convenient access from either 4th Street or Banker Street. Additional features include two furnaces, two hot water heaters, and a new roof in 2024. All of this in a great location with easy access to downtown amenities. Solid construction, plenty of space, and a location that's hard to beat!